If you've been involved in a car accident but were not actually travelling in one of the vehicles, you may be unsure of your ground. You may realise that car passengers in this situation are automatically covered by the vehicle's insurance policy but may not have the luxury of an insurance company on your side. It can be difficult to know where to turn during these moments, but you have to get compensation for your injuries nonetheless. Is there any justice to be had in this case?
Fast Track to Support
The good news is that legislators recognise the plight of individuals who have been seriously injured in these situations and have made it relatively easy to access support. If your injuries are deemed to be catastrophic, require extensive periods of rest or have even led to long-term disability, then you don't have to prove that the driver was at fault through a lengthy court process. In this case, you can ask for support and early compensation through a specific legal process.
Starting Eith a Police Report
However, if you don't qualify for this particular program, then you should take steps to ensure that you are visible when the accident is investigated by police. You may have been taken to hospital as soon as possible following the incident, but you should file a report with the local police at your earliest opportunity and get a claim number from them for your files. Once you have this proof, then you can negotiate your situation with the insurance companies or commissioners so that you can get an appropriate amount.
Sometimes, the situation can be compounded if the driver flees the scene. In the absence of any immediate proof, then a more extensive investigation may be necessary. If there were witnesses, then this can certainly help determine liability, but you may need to look for resources outside of the police department to try and narrow down your options.
Insurers at Arm's Length
In many cases you may have to deal with an insurance company representative, whose job is to minimise exposure for their company. This can often be difficult, especially as you have to put up with emotional duress, lack of earnings and mounting medical bills. Above all else, never agree on anything with an insurance company before you talk to an independent adviser and get a good personal injury lawyer on your side.
For additional advice, contact personal injury lawyers.